New Loan Characteristics Analysis

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Published

March 1, 2025

1 Latest results

1.1 Number of new loans by borrower history

1.2 Number of new loans by previous negative report (alternative axis)

1.3 New loans to borrowers without negative report by banking history

1.4 New loans to borrowers with negative report by banking history

1.5 New loans to borrowers with scores other than by A banking history

1.6 New loans to borrowers with A scores by banking history

1.7 New loans to borrowers with high expected loss (%) by banking history

1.8 New loans to borrowers with high expected loss (%) by banking history

1.9 New loans to borrowers with high probability of default by banking history

1.10 New loans to borrowers with high probability of default by banking history

1.11 New loans with less-than ideal collateral by borrower’s banking history

1.12 New loans with less-than ideal collateral by borrower’s banking history

1.13 New loans with low collateral coverage by banking history

1.14 New loans with adequate collateral coverage by banking history